Anyway out of paying Workers Comp and General Liablity Insurance?

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My client paid two Italian citizens and residents as independent contractors. Amount paid to these 2 individuals was about $130,000. After an W.C. audit insurance company wants to charge an additional $32,500 for W.C. and G.L. coverage.

The original premium was based on an estimate. These two individuals weren't included in the estimate.

Anyway out of not paying this additinal premium. Can these individuals sign a contract stating they will not hold the contractor liable for any injuries substained on the job?
 

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